At Monese, we are breaking down boundaries every day to help you build a better future.
As the digital alternative to banks, we are empowering people all over the world through our award-winning financial products – We have helped over 2.5m customers revolutionise the way they live their lives in a global world.
We are backed by the best of the best, with over $170m funding to date from market experts such as Tech Nation’s Future Fifty, Investec and PayPal.
We want people with passion and dedication to help us go the distance and support our ambition to change lives.
Summary of Role:
Position: KYC Specialist
Location: Tallinn, Estonia
Start date: As soon as possible
Salary: Dependant on skills and experience
Work Pattern: Summarised working time with weekend shifts included
What you’ll do:
Provide support to customers during verification procedures
Carry out training and support new Investigators as well as other members in the KYC verifications team
Complete accreditations for new starters in line with the Monese training and accreditation programme
Resolve complicated customer cases and make more advanced risk-based decisions
Review incoming current account applications on the basis of reviewing documents
Spot inconsistencies in the information provided in order to analyse and form an opinion on the acceptability of the customer as per regulatory and internal policy requirements
Conduct and document risk assessments on all applications, determining appropriate due diligence approaches and information required to verify the suitability of the applicant
Present the file and KYC analysis to senior members of staff for review/approval when required or necessary, highlight material risks or concerns as well as any exceptions or missing information based on internal policy or external regulatory requirements
Identify suspicious activity in existing customers of which are linked to the applicant in question and escalating to the appropriate team for assessment
Complete quality checking monthly for all investigators within the team/dept
What we want:
At least 1 year of experience in a KYC related role
Fluent written and spoken English, other European languages are a plus
Excellent attention to detail, efficiency, patience and a positive attitude
A solution-oriented mindset and never giving up in the face of a challenge
A tech-savvy quick learner who enjoys communicating with people
Willingness to continue learning and adapt to the current business culture both in the Risk department and beyond
Knowledge of current AML legislation, PEP & Sanction regulations, money laundering techniques/patterns and counter-fraud preventive measures [Desirable]
What you’ll get:
- Generous stock options and competitive salary
- Five weeks of annual leave
- Flexible working policy allowing you to work from our state-of-the-art office buildings and from home
- Flexible working hours
- Tailored learning and development opportunities
- Flat structure with open communication at the heart of what we do, so everyone has a voice
- Your own Monese VIP account for free
- Modern technologies, including a MacBook for you to work on
What to do next:
Click on the link to apply and send your CV and cover letter over to us. This must be in English.
We are an equal opportunities employer.
We welcome applications irrespective of age, sex, disability, sexual orientation, race, religion, or belief.
We make recruiting decisions based on your experience, skills and personality. We believe in employing a diverse workforce and making it central to our success.